Bangladesh Bank’s net profit rises to Tk 25,900 crore

Bangladesh Bank has posted a significant rise in its net profit in the last fiscal year. In FY 2025-26 the central bank earned a net profit of nearly Tk 25,900 crore. In the previous fiscal year 2024-25 the profit stood at Tk 22,620 crore. As a result, net profit increased by about Tk 3,280 crore in one year.

The financial accounts for FY 2025-26 were approved at a meeting of the Bangladesh Bank Board of Directors on Sunday (August 30). The meeting was held in the central bank’s conference room under the chairmanship of Governor Mostakur Rahman and was attended by board members. At the same meeting a proposal to grant incentive bonuses to central bank officers and employees at the rate of six times their basic salary was also approved.

Related sources said the liquidity crisis in the banking sector played a key role in boosting the central bank’s income last fiscal year. To meet liquidity demand, various banks borrowed more money from Bangladesh Bank than before. Consequently, interest income from the central bank’s lending also rose.

Bangladesh Bank also earned income from foreign exchange reserve management. A portion of the reserves is kept in the financial and investment sectors of different countries. Income from these investments and additional interest from loan management both contributed to the rise in the central bank’s net profit last fiscal year, according to those concerned.

However, economists have cautioned against viewing the rise in the central bank’s profit as a direct indicator of overall economic health. In their view, the primary objective of the central bank is not to make profit. Its main responsibilities are to control inflation, supervise and regulate the banking sector, maintain financial stability and support financing and employment growth in productive sectors.

Economists noted that the liquidity crisis in the banking sector forced Bangladesh Bank to supply more funds. While this increased interest income, it is also linked to existing weaknesses in the banking sector. Therefore, alongside the rise in profit, equal importance must be given to the central bank’s policy responsibilities and ensuring financial stability.

According to Bangladesh Bank accounts, the central bank’s actual profit in FY 2023-24 was about Tk 40,000 crore and net profit was Tk 15,300 crore. In FY 2024-25 net profit rose to Tk 22,620 crore. In the latest FY 2025-26 it increased by a further Tk 3,280 crore to reach Tk 25,900 crore.